The coordinating Panel
The coordinating Panel decides on the complaints concerning issues of particular significance or that have given or could give rise to inconsistent decisions by the seven territorial Panels. It establishes a principle of law which is binding for the territorial Panels in all future disputes involving the same issue. When a panel intends to deviate from a decision taken by the coordinating Panel, it must state the reasons for deciding on a different solution.
The coordinating Panel is composed of:
- three of the seven Chairs of the territorial panels.
- one member designated by the Banking and Financial Conciliator (Conciliatore BancarioFinanziario) (association representing financial intermediaries) belonging to one of the territorial Panels.
- one member designated by the associations representing customers belonging to one of the territorial Panels.
The members of the coordinating Panel and its alternate members are chosen by lot on a yearly basis, as provided for by the Bank of Italy.
For the year 2019, the coordinating Panel is composed of the following effective members:
- Flavio Lapertosa - Chair of the Milan Panel and Chair of the coordinating Panel;
- Bruno De Carolis - Chair of the Bari Panel;
- Giuseppe Leonardo Carriero - Chair of the Naples Panel;
- Mario Serio - Member of the Palermo Panel selected by the Banking and Financial Conciliator;
- Elena Bargelli - Member of the Milan Panel selected by the CNCU (for disputes concerning consumers);
- Andrea Grappelli - Member of the Turin Panel selected by Confindustria in agreement with Confcommercio, Confagricoltura and Confartigianato (for disputes concerning non-consumers).
The alternate members of the coordinating Panel for the year 2019 are:
- Eugenio Dalmotto - Member of the Turin Panel selected by the Banking and Financial Conciliator;
- Giuseppe Positano - Member of the Bari Panel selected by the CNCU (for disputes concerning consumers);
- Chiara Alvisi - Member of the Bologna Panel selected by Confindustria in agreement with Confcommercio, Confagricoltura and Confartigianato (for disputes concerning firms).
The possibility to appoint alternates for one of the three components designated by the Bank of Italy will take place according to the relevant ABF Provisions.