The coordinating Panel

The coordinating Panel decides on the complaints concerning issues of particular significance or that have given or could give rise to inconsistent decisions by the seven territorial Panels.

Pending the decisions of the Coordination Board, the Chairs of the Territorial Panels defer the handling of complaints filed that involve the same issue.

The coordinating Panel establishes a principle of law that is binding for the territorial Panels in all future disputes involving the same issue. When a panel intends to deviate from a decision taken by the coordinating Panel, it must state the reasons for deciding on a different solution.

The coordinating Panel is composed of:

1. three of the seven Chairs of the territorial panels.
2. one member designated by the Banking and Financial Conciliator (Conciliatore BancarioFinanziario) (association representing financial intermediaries) belonging to one of the territorial Panels.
3. one member designated by the associations representing customers belonging to one of the territorial Panels.

The members of the coordinating Panel and its alternate members are chosen by lot on a yearly basis, as provided for by the Bank of Italy.

The coordinating Panel for 2026 is composed of the following members:

Effective members designated by Banca d'Italia:

• prof.ssa avv. M. Maugeri (Chair of the Palermo Panel; Chair of the coordinating Panel);
• prof.ssa avv. C. Tenella Sillani (Chair of the Bologna Panel);
• prof. avv. A. Tina (Chair of the Milan Panel);

Effective members designated by the associations representing customers (consumers and non-consumers) and financial intermediaries:

• prof. avv. F. Bottalico, effective member of the Bari Panel, designated by the National Consumer Council (CNCU);
• avv. G. Spennacchio, effective member of the Turin Panel, designated by the Banking and Financial Conciliator (representative association for intermediaries);
• prof. avv. G. Perlingieri, effective member of the Naples Panel, designated by Confindustria in agreement with Confcommercio, Confagricoltura and Confartigianato;

Alternate members:

• avv. G.L. Carriero (Chair of the Naples Panel);
• prof. avv. A. Tucci (Chair of the Bari Panel);
• avv. M. D'Angelo, effective member of the Turin Panel, designated by the National Consumer Council (CNCU);
• avv. S. Imburgia, effective member of the Palermo Panel, designated by the Banking and Financial Conciliator (representative association for intermediaries);
• prof. avv. A. Stagno D'Alcontres, effective member of the Palermo Panel, designated by Confindustria in agreement with Confcommercio, Confagricoltura and Confartigianato.

In the event of the absence, abstention or impediment of the Chair of the Coordinating Panel, the relative functions are carried out by the more senior of the two Chairs who are also part of the Panel. In the event of the absence, abstention or impediment of the other members, the relative functions are carried out by the alternate members.